Myths And Misconceptions On Pet Health Insurance

Pets Articles | March 27, 2009

Pet health insurance is veryimportant for pet owners because it will always ensure that they willhave financial backup if their pet becomes ill or gets into anaccident. Although there are many advantages of pet health insurance,it is wise to carefully research your choice of pet health insurancecompanies.

To help you choose the best pet healthinsurance there is, here are some myths and misconceptions that youshould keep in mind.

Myth # 1: "Your pet doesnot need health insurance." Like people, you will never knowwhen you pet would get sick or get hurt. The main reason why there isa pet insurance policy is because there are times when your pet wouldneed health care and you are not prepared for it. Vet care costs awhole lot of money and your pet also needs routine vet care. If youhave a pet health insurance policy you don't need to choose betweenyour pet's health and your money when you have a little problem withfinancial status. You may think you don't need it today but the truthis everybody needs to make sure that their pets are covered with agood pet health insurance policy.

Myth # 2: "There are alimited number of vets that are accredited by pet health insurancepolicies." Unlike some human health insurance policies wherethere are just some places and doctors that accept patients becauseof the limited accreditation, pet health insurance policies have morecoverage when it comes to the vet of the owner's choice.

Myth # 3: "You can'tinclude vaccinations, dental cleanings and check ups." There aresome pet health insurance comprehensive policies that includewellness care and preventive care in their coverage so it is bestthat you choose those types.

Misconception # 1: "It willcost a fortune to get a pet health insurance policy." Basicaccident policies are very affordable - and the most affordablehealth care policies cost fewer than 10 dollars a month. You wouldn'twant to take the risk with any of your other family members right?And like it or not, your pets are (for most of us) a true familymember. The money that we spend on their food, the shelter that theyhave, the toys and the other things that we buy for them is part ofour investment in them as a family member. Throwing it all awaybecause our pets are not insured is a sure waste. Other pet insurancepolicies may cost a little more but the policies become moreexpensive because of their comprehensiveness and inclusions. Thinkover what policy best fits your pet and remember that peace of mindcan be bought!

Misconception # 2 "It's adrag to apply for one." There are a lot of online referencespertaining to pet health insurance and how to apply for it. If a petowner wants to apply their pet for a policy they can get all the helpthey need from a lot of sources and people. The best companies willprovide lots of help at the website too. If you are a pet owner andyou need first hand information you can always ask your vet.

Misconception # 3: "Pethealth insurance policies are complicated." If there is anyhealth policy in the world that is easy to understand - that's a petpolicy. Unlike a human policy where there is a sub clause fordependents legal claimers etc, pet health insurance policies areactually simplified for the owner's better understanding.